The E-Samaj Kalyan Education Loan is initiated by the Government of Gujarat for students belonging to economically weaker sections of society. The loans extended to students under this program are subsidized or interest-free so that financial barriers in higher education are erased, and any student can fulfil their potential.
This article contains details regarding E-Samaj Kalyan, including the registration process, how a person can check his application status, and details related to the helpline number. It will cover details about the helpline number for the E Samaj Kalyan Yojana.
Before a student applies for the E-Samaj Kalyan Loan program, they should understand the key details of this scheme.
| Particulars | Details |
| Name of the Registration | E-Samaj Kalyan Registration |
| Scheme Name | Gujarat e Samaj Kalyan |
| Provider | Government of Gujarat |
| Launched by | Gujarat Social Justice & Empowerment Department (SJED) |
| Department Name | Social Justice & Empowerment Department |
| Official link | esamajkalyan.gujarat.gov.in/ |
| Eligible Beneficiaries | SC/STEconomically Backward ClassesMinority CommunitiesPhysically & Mentally Challenged CandidatesOrphansDestitute PeopleBeggarsOld People |
| List of Departments | Director of Scheduled Caste WelfareDeveloping Castes WelfareDirector of Social DefenseGujarat Safai Kamdar Development Corporation |
What is E-Samaj Kalyan Education Loan?
The Gujarat E-Samaj Kalyan Education loan scheme has the specific aim of supporting students of weaker economic backgrounds who plan to study abroad. With an extended repayment period and affordable interest rates for the loan, it strives to encourage students to aim for a better future while studying overseas.
| Samaj Kalyan Education Loan Overview | |
| Feature | Description |
| Loan amount | Up to INR 15 Lakh |
| E-Samaj Kalyan Education Loan Interest rate | 4% |
| Income limit | No income limit |
| Moratorium period | Course duration + 6 months |
| Repayment tenure | 10 years |
| Collateral | Once the loan is approved, the student’s guardian must use their property as collateral. |
Also Read:- PM Kaushal Vikas Yojana || Pradhan Mantri Awas Yojana || Mukhyamantri Rajshri Yojana
Objectives of E-Samaj Kalyan
The primary goals of the E-Samaj Kalyan Education Loan are:
- Financial Empowerment: Empowering mores students from Low-Income Backgrounds to Pursue Higher Education.
- Social Engagement: It should provoke education among SC, ST, and OBC communities.
- Skill development: Promotion of skill development and professional upgrading through education.
E-Samaj Kalyan Features:
- Interest-free or Subsidized Loans: Among the most attractive features are interest-free or very low-interest loans, so that the financial cost of education will not place too much burden on the student.
- Wide Range of Courses Covered: The E-Samaj Kalyan loan program covers a wide range of education programs available-from vocational training to professional degrees that the student can continue any course he or she wants.
- Flexible Repayment Options: Flexible repayment arrangements, such as grace periods after graduation, can also make repayment easier.
Eligibility Criteria for E-Samaj Kalyan Education Loan
The E-Samaj Kalyan loan scheme provides foreign study loans only for the underprivileged sections. Hence, the applicant to qualify for certain requirements to avail this service.
- Candidates belonging to SC/ST or EWS must be chosen from that student community.
- They should belong to any State of Gujarat.
- At least 60% or more marks in class 12.
- Courses after the 12th are eligible. Eligible courses: PG, PhD, Computer courses, Technical and Professional courses.
- Students must have secured admission to a recognized overseas university based on merit.
- The number of applicants from one family is limited to two.
- A student may apply before leaving the country or within six months after having left the country.
- Permanent resident of Gujarat by birth.
E-Samaj Kalyan Documents Required
Candidates, to ensure a smooth process, please prepare and submit copies of the following documents. Here are the documents needed to access the loan are the following:
- Domicile Certificate
- Income Certificate
- Aadhaar Card
- Educational Documents
- Caste Certificate
- Physically Handicapped Certificate (If applicable)
- Bank Details
- Bank Passbook
- BPL Certificate
- College ID Proof
- Recent Passport Size Photograph
- Residential Certificate
- SC Caste Certificate
- Voter ID Card
E-Samaj Kalyan Registration Process
Registration at E-Samaj Kalyan portal The procedure involves the following: Visit and fill up the application give all your details on-site, which after you furnish, then submit as a procedure to complete registering. This way, the process will be quite easy to begin using the portal of services from here.
Step 1: Visit the official site of the Gujarat E-Samaj Kalyan Yojana.
Step 2: After visiting the official site click on the “NEW USER”.
- Step 3: Enter your details carefully, your name, date of birth, Unique Identification (UID) number, caste, and mobile number.
- Step 4: Thoroughly examine the details you have entered and select ‘Register’ to move forward.
- Step 5: After completing the registration process, find and choose the foreign education loan program from the options provided.
- Step 6: Finish the application procedure by supplying the required information and submitting the necessary documents.
Also Read: PM Scholarship || PM Yashasvi Scholarship || बिहार कर्मचारी चयन आयोग
E-Samaj Kalyan Login Process
Enter your registered mobile number and password to log in to the E-Samaj Kalyan portal and track applications. If you haven’t registered yet, please do it first.
Go to the authorized website of E-Samaj Kalyan, following:
- Step 1: On the homepage, click on the LOGIN Button to log in.
- Step 2: After you create a login account, provide more information on the portal.
- Step 3: You can access your account and explore options available through the online services offered.
How to check E-Samaj Kalyan Application?
Login to the portal then track your application using “Track Application”. You shall have all these details as specified, including your registration number, before you proceed with acquiring the status of your application. This shall take you only short time as it is efficient and shall enable easy availability of your status online.
- Step 1: Visit the official site.
- Step 2: On the homepage select “Your Application Status”.
- Step 3: Enter your application number along with your date of birth.
- Step 4: Press “Show” to view the progress of your application.
Conclusion
The E-Samaj Kalyan Education Loan offers crucial support for students aiming for higher education who encounter financial challenges. This initiative is a great opportunity to pave way for a brighter future. Students are encouraged to apply through the official portal to move closer to realizing their educational aspirations.
FAQ’s About E-Samaj Kalyan Education Loan
Q~What is the E-Samaj Kalyan Education Loan?
It is a government initiative offering subsidized or interest-free loans to students from economically weaker sections.
Who is eligible for the E-Samaj Kalyan loan?
The Gujarat E-Samaj Kalyan Application Form is available to marginalized community members, including SC, Developing Castes, EWS, and Minority groups, as well as those who are physically or mentally challenged, orphans, destitute individuals, beggars, and the elderly.
What expenses are covered by the loan?
The loan covers tuition fees, accommodation, books, and other educational expenses.
How do I apply for the loan?
Applications can be submitted online through the official E-Samaj Kalyan portal.
How long does the approval take?
Approval times vary but typically take 2-4 weeks, depending on the verification process.
Can the loan be repaid early?
Yes, early repayment is allowed, often with no penalties.
Also Read:- Atal Pension Yojana || Pradhan Mantri Vaya Vandana Yojana || Pradhan Mantri Matru Vandana Yojana
